Annuities are the only vehicle to guarantee a lifetime income stream. An annuity also offers more than just being an ongoing income source. Overall benefits include:
In today’s corporate environment, cost cutting, restructuring, and downsizing are the norm, and many employers are offering their employees early retirement packages. But how do you know if the seemingly attractive offer you’ve received is a good one? By evaluating it carefully to make sure that the offer fits your needs.
Before purchasing an annuity, it’s important to know the fundamentals. Here are some helpful annuity basics to cover.
An annuity is a contract between a policyholder and an insurance company. You make premium payments. In exchange, the insurer provides certain contractual guarantees. These guarantees cover a variety of contract components, including income, interest rates, or withdrawals. Premium payments may be a one-time lump sum or a series of payments over time.
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